I have a business bank account with a partner. We need to sign jointly on all transactions. But we don't need to do it in person, we either both sign a cheque or both request an online transaction using individual card readers as a digital signature.
I'd have thought this facility could be applied to parents bank account which still protects funds but allows us to operate it but have been told 'we don't have that facility'.
Now the pandemic has complicated things further. Presently, it's costing me a fortune going down there for basic everyday banking but if we lock down again, I physically won't be able to go through. As it is, I've run myself into the red during the pandemic to pay for things he needs out of my own money because I haven't been able to go there to transact, and my sibling just doesn't have the money!
Surely in today's day and age there is a way of us managing the account that doesn't involve having to present in person for basic stuff? It seems terribly obstructive.
Any help gratefully received.